Recruitment Exam · central

RBI Grade B

Introduction

Central bank officer recruitment exam by RBI Services Board for entry into the Reserve Bank of India.

RBI Grade B is a prestigious recruitment exam conducted by the Reserve Bank of India to select officers for its core cadres. The recruitment covers:

  • General
  • DEPR (Department of Economic and Policy Research)
  • DSIM (Department of Statistics and Information Management)

This exam is highly sought after because it offers entry into India’s central bank, strong compensation, structured career growth, and exposure to policy, research, supervision, and central banking functions.

Career hierarchy snapshot

Officer Grade B → Manager → Director → Chief General Manager → Deputy Governor

Visit Official Website ↗
Conducting body
Reserve Bank of India Services Board (RBI)
Scope
Central
Region
All India
Department
Reserve Bank of India
Frequency
Annual
Recruitment / notifications
https://opportunities.rbi.org.in
Apply portal
https://opportunities.rbi.org.in
Note
Always verify details on the official website before applying.
Latest notification date
10 Sep 2025
Registration window
As per official notification
Phase I exam
Nov 2025
Phase II exam
2026
Interview / result timeline
As per official recruitment cycle
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Important Dates

  • Latest notification date: 10 Sep 2025
  • Registration window: As per official notification
  • Phase I exam: Nov 2025
  • Phase II exam: 2026
  • Interview / result timeline: As per official recruitment cycle

Last 5 years date history

CycleNotification DateExam Date(s)Result Date
202510 Sep 2025Phase-I Nov 20252026
2024Mar 2024Phase-I May 20242024
2023Apr 2023Phase-I Jun 20232023
2022Mar 2022Phase-I May 20222022
2021Jan 2021Phase-I Mar 20212021

Eligibility Criteria

Nationality

  • Must be an Indian citizen.

Age Limit

  • Minimum age: 21 years
  • Maximum age: 30 years

Age Relaxation

CategoryRelaxation
OBC3 years
SC / ST5 years

Educational Qualification

CadreEducational requirement
GeneralGraduation with at least 60% marks for General category; 50% for SC / ST / PwBD
DEPRPostgraduate degree in Economics
DSIMPostgraduate degree in Statistics

Category-wise eligibility notes

  • Educational percentage requirements apply as prescribed in the official recruitment notification.
  • Cadre-specific qualifications are mandatory for DEPR and DSIM.
  • Candidates must ensure they satisfy age and academic criteria on the cutoff date mentioned in the notification.

Reservation

Reservation follows Government of India rules.

CategoryReservation
SC15%
ST7.5%
OBC27%
EWS10%

Horizontal reservation

  • PwBD
  • Ex-servicemen

Exam Pattern

Selection stages

1. Phase I

2. Phase II

3. Interview

Phase I

PaperMarksDurationNegative marking
General Awareness2002 hours0.25

Phase II

ComponentMarksDurationNegative marking
Economic and Social Issues (ESI)300+3 hours0.25
Finance and Management (FM)300+3 hours0.25
English Writing Skills300+3 hours0.25
InterviewAs per recruitment rulesAs per scheduleNot applicable

Phase I paper structure

  • General Awareness
  • Quantitative Aptitude
  • Reasoning Ability
  • English Language

Phase II paper structure

  • Economic and Social Issues
  • Finance and Management
  • English Writing Skills
  • Interview for shortlisted candidates

Selection Process

1. Online application submission

2. Phase I examination

3. Phase II examination

4. Interview

5. Document verification

6. Final merit list and appointment

The final selection is based on performance in the prescribed stages as per RBI’s recruitment rules.

Syllabus

Phase I subjects

  • General Awareness
  • Quantitative Aptitude
  • Reasoning Ability
  • English Language

Phase II subjects

  • Economic and Social Issues
  • Finance and Management
  • English Writing Skills

Core topic areas

General Awareness

  • Current affairs
  • Banking and financial awareness
  • RBI updates and reports
  • National and international news
  • Government schemes
  • Economy-related developments

Quantitative Aptitude

  • Number system
  • Arithmetic
  • Algebra
  • Data interpretation
  • Data sufficiency
  • Ratio and proportion
  • Percentage
  • Profit and loss
  • Time, speed and distance

Reasoning Ability

  • Puzzles
  • Seating arrangement
  • Syllogism
  • Blood relation
  • Inequality
  • Input-output
  • Coding-decoding
  • Logical reasoning

English Language

  • Reading comprehension
  • Cloze test
  • Error spotting
  • Sentence correction
  • Fill in the blanks
  • Para jumbles
  • Vocabulary
  • Sentence improvement

Economic and Social Issues

  • Indian economy
  • Inflation
  • Growth and development
  • Poverty and unemployment
  • Social sectors
  • Fiscal and monetary policy
  • Sustainable development
  • Globalization
  • Social justice
  • Demographic issues

Finance and Management

  • Financial system
  • Financial markets
  • Banking structure
  • Risk management
  • Corporate governance
  • Management principles
  • Leadership
  • Motivation
  • Communication
  • Ethics in management

English Writing Skills

  • Essay writing
  • Precis writing
  • Comprehension-based writing
  • Formal analytical writing

Cadre-specific notes

  • General: Focus on all three Phase II papers.
  • DEPR: Emphasis on economics, econometrics, and applied economic analysis.
  • DSIM: Emphasis on statistics, probability, sampling, econometrics, and data interpretation.

How to Apply

1. Visit the official recruitment portal: https://opportunities.rbi.org.in

2. Register using a valid email ID and mobile number

3. Fill in the application form carefully

4. Upload required documents and photograph/signature

5. Pay the application fee online

6. Submit and save the confirmation page for future reference

Documents generally required

  • Recent passport-size photograph
  • Signature
  • Left thumb impression if prescribed
  • Educational certificates
  • Identity proof
  • Category certificate, if applicable
  • PwBD certificate, if applicable

Common mistakes to avoid

  • Entering incorrect name or date of birth
  • Uploading blurred documents
  • Selecting the wrong cadre
  • Missing fee payment confirmation
  • Applying after the deadline

Application Fee

  • General / OBC / EWS: ₹850
  • SC / ST / PwBD: ₹100

Vacancies

YearTotal PostsNotes
2025120General / DEPR / DSIM
2024290General / DEPR / DSIM
2023290General / DEPR / DSIM
2022300General / DEPR / DSIM
2021300General / DEPR / DSIM

Vacancy trend

The vacancy count has remained strong over recent cycles, with a notable reduction in 2025 compared with the previous three cycles.

Salary

  • Pay scale: ₹55,200–₹1,75,000
  • Starting gross salary: Around ₹1.2 lakh per month
  • Allowances: As applicable under RBI rules

Salary note

The gross salary includes basic pay and allowances. The final in-hand amount varies based on deductions and station-specific components.

Cutoff

Phase I cutoff 2024

CategoryCutoff
General60/200
OBC55/200
SC50/200
ST45/200

Trend note

The Phase I cutoff for General category has been around the 60-mark level in the recent cycle, making consistent preparation essential.

Preparation

Suggested 4–6 month strategy

Month 1–2

  • Build fundamentals in Quant, Reasoning, and English
  • Start daily current affairs
  • Read RBI updates, Economic Survey summaries, and budget highlights

Month 3–4

  • Shift focus to Phase II subjects
  • Study ESI and FM in depth
  • Begin answer writing and essay practice

Month 5–6

  • Full-length mocks for Phase I and Phase II
  • Weekly revision cycles
  • Improve accuracy and time management
  • Practice interview-oriented awareness of banking and economics

Recommended resources

  • RBI reports and publications
  • Standard ESI and FM preparation books
  • Newspapers and business dailies
  • Previous year papers and mock tests

Preparation priorities

  • Phase II preparation should begin early
  • Current affairs and banking awareness must be updated regularly
  • Writing practice is crucial for the English writing paper and interview

Career Path

RBI Grade B offers a structured and respected career path in the central bank.

Officer Grade B → Manager → Director → Chief General Manager → Deputy Governor

The role provides exposure to monetary policy, supervision, research, finance, and administrative leadership.

Official Sources

FAQs

1. What is RBI Grade B and what does an Officer in Grade B do?

RBI Grade B is a recruitment exam for officer posts in the Reserve Bank of India. An Officer in Grade B works in central banking, policy, supervision, research, and administrative functions depending on the cadre.

2. Who conducts the RBI Grade B exam?

The exam is conducted by the Reserve Bank of India Services Board (RBI).

3. What are the different cadres in RBI Grade B recruitment?

The cadres are General, DEPR, and DSIM.

4. What is the age limit for RBI Grade B?

The age limit is 21 to 30 years.

5. What are the educational qualifications required for RBI Grade B General, DEPR, and DSIM?

For General, a graduation degree with at least 60% marks is required for General category candidates and 50% for SC/ST/PwBD candidates. DEPR requires a postgraduate degree in Economics. DSIM requires a postgraduate degree in Statistics.

6. Is there any age relaxation for reserved categories in RBI Grade B?

Yes. OBC candidates get 3 years of relaxation, and SC/ST candidates get 5 years of relaxation.

7. What is the nationality requirement for RBI Grade B?

The candidate must be an Indian citizen.

8. What is the exam pattern for RBI Grade B?

RBI Grade B has Phase I, Phase II, and Interview. Phase I tests General Awareness, Quantitative Aptitude, Reasoning Ability, and English Language. Phase II includes ESI, FM, and English Writing Skills, followed by an interview.

9. How many stages are there in the RBI Grade B selection process?

There are three stages: Phase I, Phase II, and Interview.

10. Is there negative marking in RBI Grade B exam?

Yes. The exam has negative marking of 0.25 for incorrect answers.

11. What subjects are included in RBI Grade B Phase I?

Phase I includes General Awareness, Quantitative Aptitude, Reasoning Ability, and English Language.

12. What subjects are included in RBI Grade B Phase II?

Phase II includes Economic and Social Issues, Finance and Management, and English Writing Skills.

13. What is the syllabus for RBI Grade B?

The syllabus covers current affairs, banking awareness, quantitative aptitude, reasoning, English, economics, social issues, finance, management, and writing skills.

14. What is the application fee for RBI Grade B?

The application fee is ₹850 for General, OBC, and EWS candidates, and ₹100 for SC, ST, and PwBD candidates.

15. What is the salary of an RBI Grade B Officer?

The pay scale is ₹55,200–₹1,75,000, with a starting gross salary of around ₹1.2 lakh per month plus allowances.

16. What is the expected career growth after joining RBI as Grade B Officer?

The usual progression is Officer Grade B to Manager, Director, Chief General Manager, and Deputy Governor.

17. How can I apply for RBI Grade B?

You can apply online through the official RBI recruitment portal at https://opportunities.rbi.org.in.

18. What is the official website for RBI Grade B notifications and application?

The official websites are https://rbi.org.in and https://opportunities.rbi.org.in.

19. What were the recent year vacancies for RBI Grade B?

The vacancies were 120 in 2025, around 290 in 2024, around 290 in 2023, around 300 in 2022, and around 300 in 2021.

20. What were the previous year cutoffs for RBI Grade B?

For Phase I in 2024, the cutoff was around 60 for General, 55 for OBC, 50 for SC, and 45 for ST.

Disclaimer

Always verify the latest details, dates, eligibility, syllabus, fee, and cutoff from the official RBI websites before applying. Historical vacancies and cutoffs are indicative and should be used for reference only.

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